insurances PROCEDURE to provide quotes :

In order to be able to give you any quotes, firstly I will need to have an online zoom meeting with you and your partner at a convenient time from the comfort of your home. 

This is a necessary part for me because you can’t offer any solutions before you understand what your client’s needs and objectives are.

We will go through a personalized financial fitness test together, an interactive simulator where we will add your family’s income sources and expenses and we will check what the financial consequences would be for the rest of your family If you or your partner  had a serious injury, a diagnosis of a critical illness condition or a premature death.

Would you then be very well financially prepared, or would you struggle financially to pay your monthly basic commitments?

Only then we can check if there is  a need for any kind of insurance protection, what kind of insurance you would be eligible to have, which amount of benefit would be necessary for your family to cover your objectives, what is your budget you would like to distribute towards your insurance goals.

After that, the next day or when you have some free time,  you would need to fill out and sign  your medical questionnaires so I can see if there are any pre-existing conditions.

Pre existing conditions can affect the monthly premium and also if the insurance company would want to cover you, so this is something I need to check before I create any quotes.

When I have this information, I will be able to do a market research and check which insurance provider and product is the best option for you and your family.

Then on our second meeting I will present you the quotes I have created, explain what features they include and answer any queries.

Depends on your budget we will be able to edit your quotes, raise or reduce the benefit  to make sure you have the insurance value you want at a price you can easily pay every month.

If you are happy with the benefits and the value you will get out of your insurance, then I will ask you to sign an authority to proceed document  in order for me  to  apply for your  new cover. A few days later you will receive by post all the documents from your insurance provider accordingly.

Anything you need to ask, change or review, I will be your first point of contact to  answer to any questions , if your circumstances changes.